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Whilst it would be damn tempting, it is against the law to take it if you know that the money got into your account in error.
If you could withdraw it all somehow and escape to a place without an extradition agreement, then you might get away with it, but the bank is not going to not notice they accidentally gave you $10,000,000.
With reference to the McDonald's example - yeah, if you get an extra burger in your bag and you eat it, it is the same thing. The difference is that a burger isn't worth $10,000,000 and it can't be used if you give it back. So, in other words, it is just as illegal but there is no benefit in pursuing it.
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