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Quote:

Originally Posted by slayer666 (Post 528147)

Maybe you can just start small. That is what I did in the beginning, making minimal contributions to a Roth IRA for a few years. It adds up fast, especially when you use dollar-cost averaging (i.e., depositing small amounts throughout the year instead of large one-time payments.

I will have to do some homework then. i am looking into doing freelance web design and programming on the side, too, so i should have extra income to sock away...

That is theplan, anyway. Plus,we might sell our house and move into a townhouse to save ourselves some headache and shave 30 minutes off my commute.... So more money still :)

plans for the year that ill probably put off

1. go back to running at least a mile a day, im getting fat now that I stopped a couple months ago
2. stop doing stupid things that makes somebody hate you
3. write everyday on a novel that im writing now
4. do my homework before 9 at night
5. get a's again in math and french
6.gain about 15 pounds( muscle pounds, not fat pounds) for football